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Patrick Bourbon

Patrick Bourbon, CFA

(+1) 312-909-6539


Contact us to learn more about our comprehensive and independent financial planning services.

The BFM Board


Caroline Attia

Gilles de Barbeyrac
Laurent Barocas
Michel Deloison

Fabienne Legger


Ivan Leveille Nizerolle, CFA

Pierre Monperrus
Sagar Sheth

Zoe Von-Streng


Find practical tips you can use to help you make better and more informed decisions.

We can offer more information depending on your individual needs. We provide customized services (serving as your " PERSONAL CHIEF FINANCIAL OFFICER ") and we may be able to solve a specific problem and help you achieve your goals.

We Bring You Financial Security and Financial Independence.



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Increasing Wages is One of the Key Indicators of

a Good Economy

Increasing wages is usually associated with increasing inflation (see the BFM newsletter about inflation), indicating a growing economy.

With improving economic conditions in the U.S., we are seeing an upward trend in expectations of higher wages. The job market has improved considerably and the number of people available per job opening is back to pre-crisis level. The number of companies planning to raise wages has also gone up, and all these charts indicate that we might be seeing higher wages going into the future.

What does this mean for your portfolio?
If you believe inflation will come back, you may want to protect your portfolio since your purchasing power will decrease overtime since prices will go up. If you want to learn more about inflation, feel free to read our past research at:


If you are interested in charts and good articles to improve your financial decisions, check out our daily postings at

 or our blog at



Past Newsletters





We would welcome the opportunity to know you better, introduce ourselves, share with you the work we do for our clients, and position ourselves as a useful resource for you. It would be a wise first step towards achieving your vision.


Getting to know you, your needs and motivations, is almost as important as you evaluating our capabilities to help you meet your financial goals. We do not charge a fee for our initial consultation during which we review your portfolio, and listen to your goals and objectives.



What type of clients do we have? Our clients are located across the globe including North America, Europe and Asia. We have an unbiased approach in selecting our clientele i.e. our client base is broad encompassing expatriates, executives, entrepreneurs, working professionals, and business individuals. We welcome all clients from individuals with wealthy multi-million dollar portfolios to individuals who currently have negative net worth. 

We have no portfolio size minimums.

Learn more about our straightforward flat fee conflict-free compensation model.




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All rights reserved.

616 W. Fulton St. Suite 411 - Chicago, IL 60661
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This newsletter is not investment advice or trade recommendations. Many factors beyond those discussed in this newsletter exist in determining a proper investment allocation and whether global investing is appropriate for each individual investor. We welcome all questions and comments regarding investing and retirement concerns.