Not a subscriber?
View in your browser.
Like St. Louis Community Builders Exchange 11/9/2016 on Facebook
Saint Louis Community Builders Exchange

November 9, 2016


All Low- and Moderate-Income Areas Are Not Created Equal

By Mike Eggleston, Senior Community Development Specialist at the Federal Reserve Bank of St. Louis

This article was originally published in the Federal Reserve Bank of St. Louis's quarterly newsletter, Bridges.

There are stark disparities in consumer credit in low- and-moderate-income (LMI) neighborhoods across United States metropolitan areas (MSAs), and their full impact on residents’ access to opportunity is not currently accounted for under the Community Reinvestment Act (CRA). Consider George, who lives in Montgomery, Alabama, and Francine, who lives in Madison, Wisconsin. Both live in an LMI neighborhood, where the median income is 80 percent of the average median income in the metro area or state. Each is looking to buy a car, to reduce their commute time to work and to allow them more child care options for their young children.

Like many in his neighborhood, George has poor credit. As a result, he is not able to secure financing from a financial institution to buy a car. Francine, however, is among the vast majority of people in her neighborhood who have good credit—so she has no trouble securing a car loan from a bank.

This story plays out among MSAs across the country in over 200 areas where data is available. Boulder, Colorado is on one end of the spectrum, where 35.9 percent of the population in LMI neighborhoods is credit constrained: that is, they have poor, fair, or no credit history. On the other end in Memphis, Tennessee, nearly eight out of every 10 people in LMI neighborhoods are credit constrained. This disparity has big implications for both neighborhood residents and the regulated financial institutions that serve them, thanks to the obligations these institutions face under the Community Reinvestment Act (CRA).

To read more of this week's op-ed, click here.

We invite readers to contribute to the civic conversation about community development in St. Louis by writing an op-ed for the Community Builders Exchange. Op-eds should be short (400-700 words) and provocative. If you have an idea for an op-ed, contact Todd Swanstrom at
Save the Date For CBN's Fifth Annual Awards Reception!
CBN will be hosting their Fifth Annual Awards Reception on April 22nd, 2017 from 6:00-8:00 pm! The event will be held at Washington University's Clark-Fox Forum at 6350 Forsyth Boulevard. Click here to access a save-the-date flyer. We'll be sharing more details about the reception in the coming weeks.

Ongoing Debate over Appropriate Level of Public Funding for Federal-Mogul Site Redevelopment Project
Last week, the St. Louis Tax Increment Financing Commission voted to approve $19.4 million in Tax Increment Financing (TIF) support for Phase I of the Lawrence Group's City Foundry project, which will redevelop the former Federal-Mogul site between Forest Park Avenue and Interstate 64. Additional public assistance for future phases of the project are to be considered separately. Some argue that developers have been offered too many development incentives and that lost tax revenue could hurt other efforts supported by public funds. Click here to read the full story.

New Ride-Matching Service Helps Locals With Similar Commutes Coordinate Transportation
Citizens for Modern Transit (CMT) and Enterprise Rent-A-Car have partnered to launch Enterprise's Zimride, the continent's largest ride-sharing and carpooling network, in St. Louis. Local users can get started by registering with CMT. They can then search for rides and riders, coordinate commutes, and share gas costs using the Zimride platform. The service could help public transit users bridge gaps between transit trips and promote lower vehicle emissions, fuel consumption, and traffic congestion. Click here to learn more.

Federal Continuing Resolution Stopgap Spending Measure Threatens Funds For Affordable Housing
The National Low Income Housing Coalition (NLIHC) has released news about a potential threat to funding for affordable housing: if Congress enacts the Continuing Resolution (CR) long-term stopgap spending measure instead of the final full-year spending package for Fiscal Year 2017, the Departments of Housing and Urban Development and Agriculture will face sizable funding cuts. NLIHC invites stakeholders join them in a "Twitter storm" on November 17th to draw Congress's attention to this issue. For more information about the CR, click here.

Park central Development Announces Approval of Bevo Community Improvement District
Park Central Development recently announced that the Community Improvement District (CID) that runs along Gravois Avenue between Taft and Christy has been approved by the Board of Aldermen. The small tax that the CID collects from area property owners will fund district revitalization efforts through improvements to public infrastructure, safety, and security. Park Central Development staff has been working with community stakeholders for over a year to build support for the CID. Click here to read the story in Park Central's newsletter.

The Atlantic To Host Reforming Criminal Justice Forum in St. Louis Tomorrow
Tomorrow, November 10th, The Atlantic is traveling to St. Louis for its Reforming Criminal Justice forum, where local leaders and public officials will gather for a discussion on how they are responding to national calls for criminal justice reform and post-Ferguson scrutiny. Join tomorrow from 2:00-4:30 pm at the Magnolia Hotel for an exploration of the options, policies, and procedures St. Louis decision-makers are considering in this environment. Click here for more details and to RSVP.

Tonight: DeSales Night Out Event
DeSales Community Housing is hosting its annual Night Out For Neighborhoods Fundraiser tonight, November 9th at Sqwires Restaurant and Annex. Join the DeSales team as they celebrate their 40th anniversary and share exciting announcements for the future. St. Louis City Mayor Francis Slay will be presented with DeSales's Better Neighborhoods Leadership Award during the first half of the event. Click here for tickets and more details.

North Newstead Association Hosts First Annual Community Development Celebration
On November 30th from 6:00-10:00 pm, the North Newstead Association will be hosting its First Annual Community Development Celebration. You're invited to enjoy live music, hors d'oeuvres, drinks, and a special announcement about the future of community development in North St. Louis. The event will take place at Barnett on Washington at 3207 Washington Boulevard. Click here to learn more—RSVPs are required by November 23rd.

New Resource Available: CBN Community Engagement Action Group Research Newsletter
CBN is sharing a new resource with ideas from the field in community engagement: CBN's Community Engagement Action Group will be publishing periodic research newsletters highlighting best practices, local bright spots, and upcoming opportunities for area organizations. The fall 2016 newsletter is now available on CBN's website and features initiatives involving public parks and green space, social enterprise, economic development, and more. Click here to access the newsletter.


Community Day at Cortex
Tomorrow, November 10th, the Cortex Innovation Community and the St. Louis Promise Zone are inviting members of the community to learn more about the Cortex community, where STEM education and entrepreneurship come together. Attendees will get a tour of the TechShop facility and learn about how Cortex and other organizations can help individuals start a business. Click here to learn more and register.

"Where We Want To Live" Event on Infrastructure and Livability
Several local organizations are co-hosting a November 15th event featuring a presentation from Ryan Gravel, author of Where We Want to Live, which explores the impact that physical infrastructure has on our choices about where (and how) we live. Afterward, Great Rivers Greenway and Trailnet will share their work on improving livability in the St. Louis region. Click here to RSVP.

Report to the Community on Placemaking at St. Louis Transit Stations
On November 15th, Citizens for Modern Transit and AARP will share research results from this fall's Placemaking Audits at St. Louis-area MetroLink stations. Residents are invited to come listen to ideas about how we can build and refocus a strong identity and sense of place for these stations and the neighborhoods that surround them. Click here to learn more.

Dialogue with the Fed: is Homeownership Still the American Dream?
On November 15th from 6:00-8:00 pm, the Federal Reserve Bank of St. Louis will host a panel discussion on declining homeownership rates and whether they reflect short-term reactions to the recent recession or long-term changes in our society. The event will conclude with an audience question-and-answer session. Attendance is free and open to the public, but registration is required. Click here to learn more.

How Housing Matters Conference
The National Housing Conference, the Urban Institute, HUD's Office of Policy Development and Research, and the ULI Terwilliger Center for Housing are hosting the How Housing Matters Conference on December 13th in Washington, D.C. The conference seeks to discuss how housing can help promote positive health, education, and economic opportunity outcomes and invites practitioners from different sectors to participate. For more information, click here.

New Partners For Smart Growth Conference
The New Partners for Smart Growth Conference, the U.S.'s largest smart growth and sustainability event, will convene in St. Louis on February 2nd-4th of 2017. This year's conference is focused on "Practical Tools and Innovative Strategies for Creating Great Communities" and will feature presentations, breakout and training sessions, workshops, peer-to-peer learning, networking, and more. Click here for more information.

People & Places Conference: Spring 2017
Save the date for the People & Places Conference next spring! The National Alliance of Community Economic Development Associations (NACEDA), in partnership with several other organizations, is hosting a peer-learning conference for community development practitioners next May 31st through June 2nd in Arlington, Virginia.


Brownfields Marketplace Preparatory Webinar
SLU's Center for Sustainability will be hosting a brownfields marketplace on February 22nd, 2017 for area organizations and stakeholders interested in brownfields redevelopment. Interested parties are invited to attend a webinar that will cover an overview of how to prepare for the marketplace today, November 9th from 11:30 am-1:00 pm. The event will be held at SLU's Il Monastero facility at 3050 Olive Street. Please click here for more information and contact Dr. Sarah Coffin at with questions.

Starting and Governing A Nonprofit 501(c)(3) Organization in Missouri
Tomorrow, November 10th, UMSL's Nonprofit Management and Leadership (NPML) program is offering a class on how to start and govern a Missouri-based nonprofit 501(c)(3) organization. The course has a practical focus and discusses resources, processes, and best practices for gaining and maintaining tax-exempt status from the IRS. Click here to register.

CDA Winter 2016 Notice of Funding Availability Workshop
From 9:00 am-12:00 pm on November 18th, the City of St. Louis Community Development Administration (CDA) is hosting a workshop in the second floor boardroom of 1520 Market Street for those interested in applying to their Winter 2016 Notice of Funding Availability (NOFA). The session will outline NOFA processes and application guidance. Attendance is not required for funding, but is strongly encouraged. Click here for more information.

Fraud Prevention and Detection for Nonprofit Organizations
On December 7th from 2:00-5:00 pm, UMSL's Nonprofit Management and Leadership (NPML) program is hosting a class on types of fraud, recent examples of fraud, and strategies nonprofit organizations can use to detect and prevent fraud and embezzlement. Click here for more information and to register.

Asset Management Training from the Brown School of Social Work, NeighborWorks America
Registration is now open for the next course in this series, to be held January 9th-13th. This three-course certificate program, Affordable Housing and Mixed Income Community Management, prepares professionals with key skills and knowledge to successfully manage property and services, maximize performance, and strategize sustainable growth. Courses can be taken as stand-alone opportunities or in pursuit of NeighborWorks America's "Asset Management Specialist" designation. Click here for details.


November 9
DeSales Night Out

November 12
CAASTLC Annual Health, Housing, and Energy Resource Fair

November 19 - January 1
Missouri Botanical Gardens Garden Glow Holiday Exhibit

November 30
North Newstead Association Community Development Celebration

December 7
Beyond Housing Home for the Holidays Benefit Concert

December 10
TEDxGatewayArch 2016 Annual Event: BOUNCE



The Community Builders Exchange would like to highlight a map relevant to community development in each issue. Please let us know if you have a map that would be of interest to our readers.

This week, we are sharing maps that look at the commuting flows of workers employed in St. Louis City. To view this week's map, click here. To view maps from previous editions of the Community Builders Exchange, click here


The St. Louis Community Builders Exchange is put out by the Community Builders Network of Metro St. Louis, with the support of the Des Lee Collaborative Vision at UMSL, to bring you quality up-to-date community development information, analysis, and opinion.

City of St. Louis Community Development Administration Winter 2016 Notice of Funding Availability
The Winter 2016 Notice of Funding Availability (NOFA) is now available from the City of St. Louis Community Development Administration (CDA). LRA inspections will end on Deccember 23rd and final applications are due December 30th. A workshop outlining NOFA processes for interested applicants will be held on November 18th. Click here to learn more and to access NOFA materials online. Questions related to the NOFA should be directed to

Lodestar Foundation 2017 Collaboration Prize
The Lodestar Foundation is accepting applications for its 2017 Collaboration Prize through November 16th. The award seeks to recognize effective, impactful examples of permanent collaboration among nonprofit organizations, community foundations, government entities, and/or public agencies in response to challenges or opportunities. One grand prize winner will receive $150,000, with $10,000 awarded to eight finalists. Click here for more information.

Community Progress Technical Assistance Scholarship Program
The Technical Assistance Scholarship Program from Community Progress provides progressive technical assistance to communities aiming to assess, reform, develop, and/or implement systems to address large-scale vacancy and abandonment. Five finalists will be selected for on-the-ground assessments to gauge project potential; three of these will receive up to 400 hours of reduced-rate technical assistance from national experts. Applications are due November 17th. Click here to read more.

EPA Brownfields Assessment and Cleanup Grants
The Environmental Protection Agency (EPA) invites applications from governmental, quasi-governmental, and tribal groups interested in the assessment and cleanup of brownfield sites. Assessment and cleanup grants are considered and awarded separately. Applications for the FY 2017 funding cycle for both programs are due December 20th. Click the links above to learn more.

CSH Show Me Healthy Housing Fund
The Corporation for Supportive Housing (CSH), a national Community Development Financial Institution and expert in supportive housing and lending, has introduced a new acquisition and predevelopment loan pool in Missouri, the Show Me Healthy Housing Loan Fund. This fund draws on funding from the Missouri Foundation for Health and CSH's national loan pool to finance predevelopment costs associated with high-impact supportive housing projects. Click here to read more.

Kresge Foundation Local Systems Program
The Kresge Foundation is accepting applications for its Local Systems program, which supports cross-sector, cross-disciplinary projects that integrate arts and culture into community revitalization efforts and promote creative placemaking. Nonprofit organizations and government entities working with disinvested communities are invited to apply. Proposals are reviewed on an ongoing basis. Click here for more information.

Sam's Club Community Grant Program
The Walmart Foundation's Community Grant Program is accepting applications for grants ranging from $250 to $2,500. Applicants should operate within the service area of a Walmart, Sam's Club, or other Walmart facility. Applications will be accepted through December 31st. For more information, click here.
Urban Strategies: Byrne Grant Coordinator
The application deadline has been extended for the open Byrne Grant Coordinator position at Urban Strategies. This role works under the direction of the Byrne Criminal Justice Innovation Core Team and serves as a liaison among residents, community-based organizations, developers, and police and prosecutors. The Coordinator leads collaborative efforts to improve safety, quality of life, human development, and neighborhood revitalization efforts in the Carr Square and Columbus Square neighborhoods. Click here for more information.

Lemay Development Corporation: Real Estate and Economic Development Intern
Lemay Development Corporation (LDC) is seeking a Real Estate and Economic Development Intern to work with LDC's President and Executive Director, primarily on constructing a database of commercial property. Candidates should have working knowledge of ArcGIS and Microsoft Office. This position offers an opportunity to gain both economic development and technical experience. Click here for more information.

City of Clayton: Planner
The City of Clayton is looking for a Planner with at least two years of experience to join their team and work on current and long-range planning projects. Applicants should be familiar with local government planning practices and land use regulations and possess excellent communication, organizational, and relationship-building skills. The deadline to apply is this Friday, November 11th. Click here to learn more.

Sugar Creek Capital: State Low Income Housing Tax Credit Underwriter
Sugar Creek Capital's St. Louis office is seeking a State Low Income Housing Tax Credit Underwriter to prepare underwriting summaries; analyze financial projections and market studies; and collect, analyze, and organize due diligence items. Applicants should have a background in or working knowledge of real estate development, finance, and/or Low Income Housing Tax Credits. Applications are due November 18th. Click here for details.

Tower Grove Park: Membership Officer
Tower Grove Park is looking for a Membership Officer to manage the Friends of Tower Grove Park program, including the Young Friends program, related events, and tribute gifts. This position is responsible for engaging the Park's membership community, generating membership revenue, assisting with identification and cultivation of major gift prospects, helping with programs and events, and managing social media accounts. Applications are due November 10th. Click here for more information.

Katherine Dunham Internship With the Regional Arts Commission
The Regional Arts Commission of St. Louis (RAC) is accepting applications from St. Louis-area candidates for the Katherine Dunham Internship, which aims to increase diversity in the arts administration field. The program has a special focus on using community art to support social change and community development. Interns train predominantly with RAC's Artist and Community Initiatives Department, gain experience in arts administration, and have access to opportunities for professional and personal enrichment. Applications are due November 11th. Click here to learn more.

Housing Authority of St. Louis County: Deputy Director of Finance and Administration
The Housing Authority of St. Louis County is looking for a Deputy Director of Finance and Administration to direct and manage accounting and financial reporting, as well as functions of treasury management, procurement, insurance, and facilities management. Applicants should have strong knowledge of accounting, governmental principles, fiscal and administrative management, and local government procedures and policies. Applications are due November 30th. Click here for more information.

Hamilton Heights Neighborhood Organization: Community Development/Nonprofit Intern
Hamilton Heights Neighborhood Organization is seeking a Community Development/Nonprofit Intern to assist with fundraising and outreach efforts, including grant research and application preparation and the development of strategy and content for social media outlets. The intern will also create a promotional brochure for the organization. Preferred candidates will be able to attend monthly organization committee and board meetings in the evenings. Click here for more information.

Youth Engaged in Philanthropy: Opportunity for High School Students
Know a high school student who wants to learn more about philanthropy while helping the community? Youthbridge Foundation's Youth Engaged in Philanthropy (YEP) of St. Louis is accepting applications through December 31st. Program participants will receive mentorship and engage in professional development while giving back through grantmaking and fund allocation projects. Click here to learn more.
Study Compares Impact Of Scattered-Site and Single-Site Approaches to Affordable Housing Development
The Reinvestment Fund in Philadelphia released a study earlier this year analyzing the West Philadelphia Scattered Site Model's impact on neighborhood revitalization. Two private developers used the model to rehabilitate abandoned rowhouse shells into affordable housing from 1989 through 2013. This study compares the effectiveness and efficiency of this approach with a single-site approach to affordable housing construction and renovation. Results show that units constructed under the Scattered Site Model had a more concentrated positive effect on surrounding neighborhoods than single-site units. They also cost less and used lower tax credit allocations. Click here to access the report.
brought to you by: | ©2016 CBN

why did I get this?
unsubscribe from this list | update subscription preferences
Community Builders Network of Metro St. Louis, One University Boulevard, 427 SSB, St Louis, MO 63121

This email was sent to <<Email Address*>>
why did I get this?    unsubscribe from this list    update subscription preferences
Community Builders Network of Metro St. Louis · UMSL at Grand Center · 3651 Olive St., Suite 100 · St. Louis, MO 63108 · USA

Email Marketing Powered by Mailchimp