Sears Insurance

As the Affordable Care Act (PPACA) or (ACA) continues to progress from year to year and the provisions each year we will continue to see changes. As an agent, I feel the best thing I can do for you is keep you informed and educate individually on your specific needs, wants and budget.

In a previous post I made mention of this very topic.  

Wellmark prepared for the anticipated climate change happening in the ACA world however, even with the best targets in mind, they under-projected the costs that would come their way in claims. There were three items that drove costs beyond expectations. More procedures than predicted, higher prescription drug costs and more prescriptions.

Deb's Tip

Call me anytime this is convenient for you. We have time and I think it's important to utilize our timeline to our best advantage. These increases will not go into affect until January 1, 2016, but I am a firm believer that one-on-one education will help you to be best positioned going forward. Please give me a call.


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Debra Sears
Sears Insurance,
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Debra Sears

Sears Insurance is in the top 1% for Wellmark Iowa Individual Sales again in 2013 as well as a nationally recognized producer for EMC National Life Insurance Company in Des Moines, Iowa.
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